Not a call centre, not a sales script — a real advisor who sits with your numbers, your family and your worries, and comes back with the plan that actually fits. Care Health, Niva Bupa and Star Health, compared honestly.
We're two people who happen to know insurance really well — and we treat every family like they're the only one we're helping that day.
We lay out every leading plan side by side and tell you which one actually fits your life — not the one that pays us more.
Calculators, eligibility checks, premium estimators — get real clarity in minutes, at no cost, no signup wall.
One WhatsApp message reaches an actual advisor. From your first question to your first claim, someone's in your corner.
From premium-back plans to unlimited cover, we push for the plan that gives your family the most for what you pay.
We didn't list every plan in the market — just the ones we'd actually recommend to someone we love, across Care Health, Niva Bupa and Star Health.
Care HealthBest ValueUp to 600% increase in total coverage with unlimited automatic recharge and no bonus cut on claims — ever.
Care HealthPremium BackGet your first-year base premium back after 5 claim-free years, plus loyalty rewards for the years you don't need us.
Niva BupaUnlimitedUnlimited base sum insured with ReAssure Forever, Lock the Clock pricing and borderless cover, wherever life takes you.
Niva BupaCarry ForwardBooster+ carries forward your unused cover up to 10X, with ReAssure Forever and claims that move in about 30 minutes.
Star HealthNew AgeUnlimited sum insured option, a guaranteed bonus every single year, and genuinely rich maternity & women-care benefits.
Star HealthBig FamilyCover up to ₹2 Crore with large family sizes and maternity benefits — built for homes with more than one generation in it.
Tell us who you're covering — we'll take it from there.
Your first real safety net — smart, affordable, and genuinely yours.
Newly-weds and partners — maternity, newborn and shared cover, made simple.
Floater plans that protect parents, kids and in-laws under one growing cover.
Lifelong renewal, high-value cover and group plans for parents and workplaces.
"Every family's numbers look different — so the plan we suggest should too. We ask more questions before we recommend anything."
Your advisor at Swastik Financial
Get instant answers to the questions everyone quietly has — how much cover do I actually need, what will it cost me, and which plan really fits.
Find the ideal sum insured for your age, city and family size.
Answer a few questions and instantly see the plans you qualify for.
Weigh benefits across all six plans in one clean, honest table.
*Feature availability varies by plan and variant. Figures are drawn from insurer brochures for illustration.
"They compared four plans for my parents and explained every waiting period patiently. When we finally claimed, they handled the paperwork end to end."
"As newly-weds we had no idea where to start. Swastik walked us through maternity cover and we picked a plan we actually understand."
"Honest, no pressure, and always a WhatsApp away. They found me an unlimited-cover plan within my budget. Highly recommend."
Tell us a little about your family and we'll come back with the best-fit plans and exact premiums — usually within a few hours.
