/* =========================================================
   SWASTIK FINANCIAL — "Fresh Wellness" Design System v2
   Colour: sunshine yellow · emerald · coral, on warm cream
   Personal, premium, individual — not corporate.
   ========================================================= */

:root{
  --cream:#FFFBF2;
  --cream-2:#FFF3DE;
  --mint:#E7F7EE;
  --peach:#FFEDE1;
  --lemon:#FFF6D8;
  --paper:#FFFFFF;

  --ink-900:#16241F;
  --ink-800:#1D2E27;
  --ink-700:#31423B;
  --ink-500:#647A70;
  --ink-300:#9CAEA5;
  --line:#EDE2CC;
  --line-soft:#F1E6D2;
  --line-dark:rgba(255,255,255,.14);

  --emerald-800:#0A6B4A;
  --emerald-700:#0C8259;
  --emerald-600:#0EA36E;
  --emerald-500:#22C387;
  --emerald-100:#DEF6EA;

  --coral-700:#E85436;
  --coral-600:#FF6B4A;
  --coral-500:#FF8562;
  --coral-100:#FFE4D8;

  --sun-700:#E2A100;
  --sun-600:#FFC93C;
  --sun-500:#FFD666;
  --sun-100:#FFF2CE;

  --grad-sunrise:linear-gradient(120deg,var(--coral-600) 0%,var(--sun-600) 100%);
  --grad-sunrise-soft:linear-gradient(120deg,var(--coral-100) 0%,var(--sun-100) 100%);
  --grad-emerald:linear-gradient(135deg,var(--emerald-500) 0%,var(--emerald-800) 100%);
  --grad-forest:linear-gradient(160deg,#0E241C 0%,#123A2B 55%,#0B1D16 100%);

  --shadow-sm:0 2px 10px rgba(22,36,31,.07);
  --shadow-md:0 16px 40px rgba(22,36,31,.10);
  --shadow-lg:0 34px 80px rgba(22,36,31,.16);
  --shadow-coral:0 16px 36px rgba(255,107,74,.34);
  --shadow-emerald:0 16px 36px rgba(14,163,110,.30);
  --shadow-sun:0 14px 30px rgba(255,201,60,.42);

  --radius:20px;
  --radius-lg:32px;
  --radius-sm:14px;

  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Plus Jakarta Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;

  --wrap:1200px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:var(--sans);
  color:var(--ink-700);
  background:var(--cream);
  line-height:1.65;
  font-size:17px;
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}

h1,h2,h3,h4{font-family:var(--serif);color:var(--ink-900);line-height:1.08;font-weight:600;letter-spacing:-.01em}
.serif{font-family:var(--serif)}

.container{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.container-wide{max-width:1360px;margin:0 auto;padding:0 24px}

/* ---------- Utility ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  font-family:var(--sans);font-weight:800;font-size:.72rem;
  letter-spacing:.2em;text-transform:uppercase;color:var(--emerald-700);
  margin-bottom:18px;
}
.eyebrow::before{content:"";width:26px;height:3px;border-radius:3px;background:var(--grad-sunrise)}
.eyebrow.light{color:var(--sun-500)}
.eyebrow.center{justify-content:center}

.section{padding:100px 0;position:relative}
.section-sm{padding:60px 0}
.section-head{max-width:720px;margin:0 auto 56px;text-align:center}
.section-head.left{margin-left:0;text-align:left}
.section-head h2{font-size:clamp(2rem,4vw,3.05rem);margin-bottom:18px}
.section-head p{font-size:1.08rem;color:var(--ink-500)}
.lede{font-size:1.18rem;color:var(--ink-500)}

.text-coral{color:var(--coral-600)}
.text-emerald{color:var(--emerald-700)}
.text-sun{color:var(--sun-700)}
.bg-forest{background:var(--grad-forest);color:#dcefe4;position:relative;overflow:hidden}
.bg-forest h1,.bg-forest h2,.bg-forest h3{color:#fff}
.bg-cream{background:var(--cream)}
.bg-cream2{background:var(--cream-2)}
.bg-paper{background:var(--paper)}

/* decorative blobs used behind sections */
.bg-forest::before{content:"";position:absolute;top:-20%;right:-8%;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(255,201,60,.16),transparent 65%);pointer-events:none}
.bg-forest::after{content:"";position:absolute;bottom:-25%;left:-10%;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(255,107,74,.14),transparent 65%);pointer-events:none}
.bg-forest>*{position:relative;z-index:1}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:16px 32px;border-radius:100px;font-family:var(--sans);font-weight:800;
  font-size:.98rem;letter-spacing:.005em;border:2px solid transparent;cursor:pointer;
  transition:all .35s var(--ease);white-space:nowrap;
}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--grad-emerald);color:#fff;box-shadow:var(--shadow-emerald)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 22px 46px rgba(14,163,110,.4)}
.btn-sun{background:var(--grad-sunrise);color:var(--ink-900);box-shadow:var(--shadow-sun)}
.btn-sun:hover{transform:translateY(-3px);box-shadow:0 22px 46px rgba(255,150,60,.48)}
.btn-ghost{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.4);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.16);border-color:#fff}
.btn-outline{background:transparent;border-color:var(--ink-900);color:var(--ink-900)}
.btn-outline:hover{background:var(--ink-900);color:#fff}
.btn-wa{background:#1eb954;color:#fff}
.btn-wa:hover{background:#17a548;transform:translateY(-3px)}
.btn-lg{padding:18px 40px;font-size:1.05rem}
.btn-sm{padding:11px 22px;font-size:.88rem}
.btn-block{width:100%}

/* ---------- Header (floating capsule) ---------- */
.site-header{position:fixed;top:16px;left:0;right:0;z-index:1000;transition:all .4s var(--ease)}
.site-header .container-wide{
  display:flex;align-items:center;justify-content:space-between;gap:24px;
  background:rgba(255,251,242,.82);backdrop-filter:blur(16px);
  border:1px solid rgba(255,255,255,.6);border-radius:100px;
  padding:10px 14px 10px 20px;box-shadow:0 10px 34px rgba(22,36,31,.08);
  max-width:1320px;
}
.site-header.scrolled .container-wide{background:rgba(255,251,242,.96);box-shadow:0 14px 40px rgba(22,36,31,.14)}
.brand{display:flex;align-items:center;gap:12px;z-index:2}
.brand img{width:42px;height:42px;border-radius:12px;object-fit:cover;box-shadow:var(--shadow-sm);background:#fff}
.brand-name{display:flex;flex-direction:column;line-height:1.05}
.brand-name b{font-family:var(--serif);font-size:1.16rem;color:var(--ink-900);font-weight:700;letter-spacing:-.01em}
.brand-name span{font-size:.6rem;letter-spacing:.2em;text-transform:uppercase;color:var(--emerald-700);font-weight:800}

.nav-links{display:flex;align-items:center;gap:2px}
.nav-links>li>a{
  display:flex;align-items:center;gap:6px;padding:11px 16px;border-radius:100px;
  font-weight:700;font-size:.9rem;color:var(--ink-700);transition:all .25s;
}
.nav-links>li>a:hover{color:var(--emerald-800);background:var(--emerald-100)}
.nav-links>li>a.active{color:var(--coral-600)}
.nav-cta{display:flex;align-items:center;gap:10px;margin-left:6px}
.chev{width:10px;height:10px;opacity:.6}

.has-drop{position:relative}
.drop{
  position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(10px);
  background:#fff;border-radius:22px;box-shadow:var(--shadow-lg);border:1px solid var(--line-soft);
  padding:14px;min-width:460px;display:grid;grid-template-columns:1fr 1fr;gap:4px;
  opacity:0;visibility:hidden;transition:all .3s var(--ease);
}
.has-drop:hover .drop{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.drop a{display:flex;gap:12px;padding:11px 13px;border-radius:14px;transition:background .25s;align-items:center}
.drop a:hover{background:var(--cream-2)}
.drop .di{width:38px;height:38px;border-radius:11px;flex:0 0 38px;display:grid;place-items:center;font-family:var(--serif);font-weight:700;color:#fff}
.drop a:nth-child(1) .di,.drop a:nth-child(2) .di{background:var(--grad-emerald)}
.drop a:nth-child(3) .di,.drop a:nth-child(4) .di{background:var(--grad-sunrise);color:var(--ink-900)}
.drop a:nth-child(5) .di,.drop a:nth-child(6) .di{background:linear-gradient(135deg,#FFD666,#FF8562);color:var(--ink-900)}
.drop .dt{font-weight:800;color:var(--ink-900);font-size:.9rem;display:block}
.drop .ds{font-size:.74rem;color:var(--ink-500)}

.menu-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px;z-index:2}
.menu-toggle span{width:24px;height:2.5px;background:var(--ink-900);border-radius:3px;transition:.3s}

/* ---------- Hero ---------- */
.hero{position:relative;padding:150px 0 100px;overflow:hidden;background:var(--cream)}
.hero::before{content:"";position:absolute;top:-10%;left:-6%;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,var(--lemon),transparent 68%);pointer-events:none}
.hero::after{content:"";position:absolute;bottom:-15%;right:8%;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,var(--peach),transparent 68%);pointer-events:none}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
.greet-chip{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line-soft);border-radius:100px;padding:8px 16px 8px 8px;font-size:.82rem;font-weight:700;color:var(--ink-700);box-shadow:var(--shadow-sm);margin-bottom:22px}
.greet-chip .dot{width:22px;height:22px;border-radius:50%;background:var(--grad-sunrise);display:grid;place-items:center;font-size:.85rem}
.hero h1{font-size:clamp(2.5rem,4.6vw,4.1rem);color:var(--ink-900);margin-bottom:22px}
.hero h1 em{font-style:italic;font-weight:500;background:var(--grad-sunrise);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lede{max-width:540px;margin-bottom:34px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}
.hero-trust{display:flex;align-items:center;gap:18px;margin-top:38px;flex-wrap:wrap}
.avatar-stack{display:flex}
.avatar-stack span{width:38px;height:38px;border-radius:50%;border:3px solid var(--cream);margin-left:-12px;display:grid;place-items:center;font-family:var(--serif);font-weight:700;color:#fff;font-size:.85rem}
.avatar-stack span:first-child{margin-left:0}
.hero-trust .rating{font-size:.86rem;color:var(--ink-700)}
.hero-trust .rating b{display:block;color:var(--ink-900);font-family:var(--serif);font-size:1.05rem}
.hero-trust .rating .stars{color:var(--sun-600);letter-spacing:2px}

.hero-media-wrap{position:relative}
.blob-mask{border-radius:44% 56% 68% 32% / 46% 42% 58% 54%;overflow:hidden;box-shadow:var(--shadow-lg);position:relative;aspect-ratio:4/4.3}
.blob-mask video,.blob-mask img{width:100%;height:100%;object-fit:cover}
.sticker{position:absolute;background:#fff;border-radius:20px;box-shadow:var(--shadow-md);padding:14px 18px;display:flex;align-items:center;gap:12px;z-index:3}
.sticker .s-ico{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;color:#fff;flex:0 0 40px}
.sticker b{display:block;font-family:var(--serif);font-size:1.15rem;color:var(--ink-900);line-height:1}
.sticker span{font-size:.72rem;color:var(--ink-500)}
.sticker.s1{top:6%;left:-8%}
.sticker.s2{bottom:8%;right:-10%}
.deco-shape{position:absolute;border-radius:50%;z-index:1}

/* ---------- Trust bar ---------- */
.trust-bar{background:var(--paper);padding:26px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-bar .container-wide{display:flex;align-items:center;justify-content:space-between;gap:34px;flex-wrap:wrap}
.trust-bar .tlabel{color:var(--ink-500);font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800}
.insurers{display:flex;gap:14px;flex-wrap:wrap}
.insurer-chip{display:flex;flex-direction:column;padding:10px 20px;border-radius:14px;background:var(--mint)}
.insurer-chip:nth-child(2){background:var(--peach)}
.insurer-chip:nth-child(3){background:var(--lemon)}
.insurer-chip b{font-family:var(--serif);color:var(--ink-900);font-size:1rem;font-weight:700}
.insurer-chip span{font-size:.62rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-500);font-weight:700}

/* ---------- Grid / cards ---------- */
.grid{display:grid;gap:26px}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}

.card{background:#fff;border-radius:var(--radius);border:1px solid var(--line-soft);box-shadow:var(--shadow-sm);transition:all .4s var(--ease);overflow:hidden}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg)}

.benefit{padding:34px 28px;border-radius:var(--radius-lg);border:1px solid transparent;transition:all .4s var(--ease);height:100%}
.benefit:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.benefit:nth-child(4n+1){background:var(--mint)}
.benefit:nth-child(4n+2){background:var(--peach)}
.benefit:nth-child(4n+3){background:var(--lemon)}
.benefit:nth-child(4n+4){background:var(--mint)}
.b-ico{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;color:#fff;margin-bottom:20px}
.benefit:nth-child(4n+1) .b-ico{background:var(--grad-emerald)}
.benefit:nth-child(4n+2) .b-ico{background:var(--grad-sunrise);color:var(--ink-900)}
.benefit:nth-child(4n+3) .b-ico{background:linear-gradient(135deg,#FFD666,#FF8562);color:var(--ink-900)}
.benefit:nth-child(4n+4) .b-ico{background:var(--grad-emerald)}
.b-ico svg{width:26px;height:26px}
.benefit h3{font-size:1.2rem;margin-bottom:10px}
.benefit p{color:var(--ink-700);font-size:.95rem}
.benefit.on-dark{background:rgba(255,255,255,.06)!important}
.benefit.on-dark h3{color:#fff}
.benefit.on-dark p{color:rgba(220,239,228,.78)}
.benefit.on-dark .b-ico{background:rgba(255,201,60,.18)!important;color:var(--sun-500)!important}

/* ---------- Product cards ---------- */
.product-card{background:#fff;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);border:1px solid var(--line-soft);transition:all .45s var(--ease);display:flex;flex-direction:column}
.product-card:hover{transform:translateY(-10px);box-shadow:var(--shadow-lg)}
.product-card .pc-media{position:relative;aspect-ratio:16/10;overflow:hidden}
.product-card .pc-media img{width:100%;height:100%;object-fit:cover;transition:transform .7s var(--ease)}
.product-card:hover .pc-media img{transform:scale(1.07)}
.product-card .pc-media::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(16,36,28,.5),transparent 55%)}
.pc-insurer{position:absolute;top:14px;left:14px;z-index:2;background:rgba(255,255,255,.94);color:var(--ink-900);font-size:.66rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:6px 13px;border-radius:100px}
.pc-tag{position:absolute;top:12px;right:10px;z-index:2;transform:rotate(-3deg);background:var(--grad-sunrise);color:var(--ink-900);font-size:.64rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:7px 14px;border-radius:100px;box-shadow:var(--shadow-sun)}
.pc-body{padding:26px 26px 28px;display:flex;flex-direction:column;flex:1}
.pc-body h3{font-size:1.4rem;margin-bottom:6px}
.pc-body .pc-sub{color:var(--emerald-700);font-weight:800;font-size:.85rem;margin-bottom:14px}
.pc-body p{color:var(--ink-500);font-size:.95rem;margin-bottom:18px}
.pc-feats{display:flex;flex-direction:column;gap:9px;margin-bottom:22px}
.pc-feats li{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--ink-700)}
.pc-feats li svg{flex:0 0 17px;width:17px;height:17px;color:var(--emerald-600);margin-top:3px}
.pc-foot{margin-top:auto;display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:20px;border-top:1px dashed var(--line)}
.pc-foot .price small{display:block;font-size:.66rem;color:var(--ink-300);text-transform:uppercase;letter-spacing:.1em}
.pc-foot .price b{font-family:var(--serif);color:var(--ink-900);font-size:1.1rem}

/* ---------- Stat strip ---------- */
.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.stat-cell{padding:34px 24px;text-align:center;background:var(--mint);border-radius:var(--radius)}
.stat-cell:nth-child(2){background:var(--peach)}
.stat-cell:nth-child(3){background:var(--lemon)}
.stat-cell:nth-child(4){background:var(--mint)}
.stat-cell .sv{font-family:var(--serif);font-size:2.5rem;color:var(--ink-900);line-height:1;font-weight:700}
.stat-cell .sv em{color:var(--coral-600);font-style:normal}
.stat-cell .sl{font-size:.85rem;color:var(--ink-700);margin-top:10px;font-weight:700}

/* ---------- Split sections ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split.reverse .split-media{order:2}
.split-media{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
.split-media img,.split-media video{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}
.split-media .float-badge{position:absolute;bottom:22px;left:22px;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-radius:18px;padding:16px 20px;box-shadow:var(--shadow-md);display:flex;align-items:center;gap:14px}
.float-badge .fb-ico{width:44px;height:44px;border-radius:12px;background:var(--grad-emerald);display:grid;place-items:center;color:#fff}
.float-badge b{font-family:var(--serif);color:var(--ink-900);font-size:1.25rem;display:block;line-height:1}
.float-badge span{font-size:.76rem;color:var(--ink-500)}
.check-list{margin-top:26px;display:flex;flex-direction:column;gap:14px}
.check-list li{display:flex;gap:13px;align-items:flex-start}
.check-list .ci{flex:0 0 24px;width:24px;height:24px;border-radius:50%;background:var(--emerald-100);display:grid;place-items:center;color:var(--emerald-700);margin-top:2px}
.check-list .ci svg{width:14px;height:14px}
.check-list b{color:var(--ink-900);font-family:var(--sans);font-weight:800}
.check-list p{color:var(--ink-500);font-size:.94rem;margin:0}

/* ---------- Who we cover ---------- */
.who-row{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.who-card{text-align:center;padding:30px 20px;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:all .35s var(--ease)}
.who-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.who-photo{width:88px;height:88px;border-radius:50%;margin:0 auto 18px;object-fit:cover;border:4px solid var(--sun-100)}
.who-card:nth-child(2) .who-photo{border-color:var(--peach)}
.who-card:nth-child(3) .who-photo{border-color:var(--mint)}
.who-card:nth-child(4) .who-photo{border-color:var(--sun-100)}
.who-card h3{font-size:1.1rem;margin-bottom:8px}
.who-card p{color:var(--ink-500);font-size:.9rem}

/* ---------- Advisor section ---------- */
.advisor-card{display:flex;align-items:center;gap:36px;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-md);padding:40px;flex-wrap:wrap}
.advisor-photo{width:120px;height:120px;border-radius:50%;object-fit:cover;border:5px solid var(--lemon);flex:0 0 120px}
.advisor-card .aq{font-family:var(--serif);font-size:1.5rem;font-style:italic;color:var(--ink-900);margin-bottom:10px}
.advisor-card .aname{font-weight:800;color:var(--emerald-700)}

/* ---------- Testimonials ---------- */
.quote-card{background:#fff;border-radius:var(--radius);padding:32px;border:1px solid var(--line-soft);box-shadow:var(--shadow-sm);height:100%;display:flex;flex-direction:column}
.quote-card .stars{color:var(--sun-600);margin-bottom:16px;letter-spacing:3px}
.quote-card p{color:var(--ink-700);font-size:1.02rem;font-style:italic;margin-bottom:22px;flex:1;font-family:var(--serif)}
.quote-card .qwho{display:flex;align-items:center;gap:13px}
.qwho .av{width:46px;height:46px;border-radius:50%;color:#fff;display:grid;place-items:center;font-weight:800;font-family:var(--serif)}
.quote-card:nth-child(1) .av{background:var(--grad-emerald)}
.quote-card:nth-child(2) .av{background:var(--grad-sunrise);color:var(--ink-900)}
.quote-card:nth-child(3) .av{background:linear-gradient(135deg,#FFD666,#FF8562);color:var(--ink-900)}
.qwho b{color:var(--ink-900);display:block;font-family:var(--sans)}
.qwho span{font-size:.82rem;color:var(--ink-500)}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;background:var(--grad-sunrise);border-radius:var(--radius-lg);padding:70px 56px;text-align:center;color:var(--ink-900);box-shadow:var(--shadow-lg)}
.cta-band::before{content:"";position:absolute;top:-60%;right:-10%;width:520px;height:520px;background:radial-gradient(circle,rgba(255,255,255,.35),transparent 65%)}
.cta-band::after{content:"";position:absolute;bottom:-60%;left:-10%;width:520px;height:520px;background:radial-gradient(circle,rgba(255,255,255,.25),transparent 65%)}
.cta-band>*{position:relative;z-index:2}
.cta-band h2{color:var(--ink-900);font-size:clamp(2rem,4vw,3rem);margin-bottom:16px}
.cta-band p{color:rgba(22,36,31,.78);font-size:1.15rem;max-width:560px;margin:0 auto 30px}
.cta-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}
.cta-band .btn-outline{border-color:var(--ink-900)}

/* ---------- Footer ---------- */
.site-footer{background:var(--grad-forest);color:rgba(220,239,228,.75);padding:74px 0 0;position:relative;overflow:hidden}
.site-footer::before{content:"";position:absolute;top:-15%;right:-8%;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(255,201,60,.10),transparent 65%);pointer-events:none}
.site-footer>*{position:relative;z-index:1}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:50px}
.foot-brand .brand{margin-bottom:20px}
.foot-brand .brand-name b{color:#fff}
.foot-brand .brand-name span{color:var(--sun-500)}
.foot-brand p{font-size:.92rem;max-width:300px;margin-bottom:20px}
.foot-col h4{color:#fff;font-family:var(--sans);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:20px;font-weight:800}
.foot-col ul li{margin-bottom:11px}
.foot-col ul a{font-size:.92rem;transition:.25s}
.foot-col ul a:hover{color:var(--sun-500);padding-left:4px}
.foot-contact li{display:flex;gap:12px;margin-bottom:15px;font-size:.92rem;align-items:flex-start}
.foot-contact li svg{flex:0 0 18px;width:18px;height:18px;color:var(--sun-500);margin-top:3px}
.foot-bottom{border-top:1px solid var(--line-dark);padding:24px 0;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.82rem;color:rgba(220,239,228,.5)}
.foot-bottom a:hover{color:var(--sun-500)}
.foot-disclaimer{font-size:.74rem;color:rgba(220,239,228,.4);padding:0 0 30px;line-height:1.6;max-width:100%}

/* ---------- Floating action stack ---------- */
.float-stack{position:fixed;right:22px;bottom:22px;z-index:900;display:flex;flex-direction:column;gap:12px;align-items:flex-end}
.float-btn{display:flex;align-items:center;border-radius:100px;color:#fff;padding:14px;cursor:pointer;transition:all .38s var(--ease);overflow:hidden;box-shadow:0 12px 30px rgba(22,36,31,.28);border:none;font-family:var(--sans)}
.float-btn svg{width:26px;height:26px;flex:0 0 26px}
.float-btn .fl{max-width:0;overflow:hidden;white-space:nowrap;font-weight:700;font-size:.9rem;transition:max-width .4s var(--ease),margin .4s var(--ease)}
.float-btn:hover{transform:translateY(-3px)}
.float-btn:hover .fl{max-width:220px;margin:0 12px 0 9px}
.fb-wa{background:#1eb954;box-shadow:0 12px 30px rgba(30,185,84,.4)}
.fb-mail{background:var(--grad-emerald)}
.fb-advisor{background:var(--grad-sunrise);color:var(--ink-900);box-shadow:var(--shadow-sun)}
.fb-advisor svg{width:24px;height:24px}
.float-pulse{position:relative}
.float-pulse::after{content:"";position:absolute;inset:0;border-radius:100px;box-shadow:0 0 0 0 rgba(30,185,84,.5);animation:fpulse 2.4s infinite}
@keyframes fpulse{0%{box-shadow:0 0 0 0 rgba(30,185,84,.45)}70%{box-shadow:0 0 0 16px rgba(30,185,84,0)}100%{box-shadow:0 0 0 0 rgba(30,185,84,0)}}

/* ---------- Modals ---------- */
.modal-overlay{position:fixed;inset:0;background:rgba(14,36,28,.6);backdrop-filter:blur(6px);z-index:2000;display:flex;align-items:center;justify-content:center;padding:20px;opacity:0;visibility:hidden;transition:opacity .4s,visibility .4s}
.modal-overlay.open{opacity:1;visibility:visible}
.modal{background:#fff;border-radius:28px;max-width:470px;width:100%;box-shadow:0 50px 120px rgba(0,0,0,.4);position:relative;overflow:hidden;transform:translateY(24px) scale(.97);transition:transform .5s var(--ease);max-height:94vh;overflow-y:auto}
.modal-overlay.open .modal{transform:none}
.modal-close{position:absolute;top:14px;right:14px;z-index:5;width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.92);border:none;cursor:pointer;display:grid;place-items:center;color:var(--ink-900);transition:.25s;box-shadow:var(--shadow-sm)}
.modal-close:hover{background:#fff;transform:rotate(90deg)}
.modal-close svg{width:18px;height:18px}
.modal-top{padding:30px 34px 22px;background:var(--grad-forest);color:#fff;position:relative;overflow:hidden}
.modal-top::before{content:"";position:absolute;top:-70%;right:-20%;width:280px;height:280px;background:radial-gradient(circle,rgba(255,201,60,.24),transparent 65%)}
.modal-top>*{position:relative;z-index:2}
.modal-badge{display:inline-flex;align-items:center;gap:8px;font-size:.7rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--sun-500);margin-bottom:12px}
.modal-badge .dot{width:8px;height:8px;border-radius:50%;background:#1eb954;box-shadow:0 0 0 4px rgba(30,185,84,.25);animation:blink 1.6s infinite}
@keyframes blink{50%{opacity:.4}}
.modal-top h3{color:#fff;font-size:1.65rem;margin-bottom:8px;line-height:1.15}
.modal-top p{color:rgba(220,239,228,.85);font-size:.95rem}
.modal-body{padding:26px 34px 32px}
.modal-body .field{margin-bottom:14px}
.trust-mini{display:flex;align-items:center;justify-content:center;gap:16px;margin-top:16px;flex-wrap:wrap}
.trust-mini span{font-size:.74rem;color:var(--ink-500);display:flex;align-items:center;gap:6px}
.trust-mini svg{width:14px;height:14px;color:var(--emerald-600)}

.modal.promo .modal-top{background:linear-gradient(135deg,#123A2B,#0E241C)}
.promo-ribbon{position:absolute;top:20px;right:-42px;transform:rotate(45deg);background:var(--grad-sunrise);color:var(--ink-900);font-size:.66rem;font-weight:800;letter-spacing:.1em;padding:7px 52px;text-transform:uppercase;z-index:6;box-shadow:0 4px 12px rgba(0,0,0,.2)}
.promo-code{margin:6px 0 4px;display:flex;align-items:stretch;gap:0;border:2px dashed var(--sun-600);border-radius:14px;overflow:hidden;background:var(--sun-100)}
.promo-code .pc-code{flex:1;padding:15px 18px;font-family:var(--serif);font-size:1.5rem;font-weight:700;color:var(--ink-900);letter-spacing:.06em;text-align:center}
.promo-code .pc-copy{background:var(--grad-sunrise);color:var(--ink-900);border:none;padding:0 20px;font-weight:800;cursor:pointer;font-family:var(--sans);font-size:.82rem;letter-spacing:.04em;transition:.25s}
.promo-code .pc-copy:hover{filter:brightness(1.05)}
.promo-perks{display:flex;flex-direction:column;gap:11px;margin:18px 0 20px}
.promo-perks li{display:flex;gap:11px;align-items:flex-start;font-size:.92rem;color:var(--ink-700)}
.promo-perks li svg{flex:0 0 20px;width:20px;height:20px;color:var(--emerald-600);margin-top:2px}
.promo-note{font-size:.76rem;color:var(--ink-300);text-align:center;margin-top:6px}

/* ---------- Forms ---------- */
.lead-panel{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:40px;border:1px solid var(--line-soft)}
.lead-panel.on-dark{background:rgba(255,255,255,.06);border:1px solid var(--line-dark);backdrop-filter:blur(12px)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:800;font-size:.82rem;color:var(--ink-900);margin-bottom:7px;letter-spacing:.02em}
.on-dark .field label{color:#eaf5ee}
.field input,.field select,.field textarea{
  width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:14px;
  font-family:var(--sans);font-size:.98rem;color:var(--ink-900);background:#fff;transition:.25s;
}
.on-dark .field input,.on-dark .field select,.on-dark .field textarea{background:rgba(255,255,255,.07);border-color:var(--line-dark);color:#fff}
.on-dark .field input::placeholder{color:rgba(255,255,255,.5)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--emerald-500);box-shadow:0 0 0 4px rgba(14,163,110,.14)}
.form-note{font-size:.8rem;color:var(--ink-500);margin-top:14px;text-align:center}
.on-dark .form-note{color:rgba(220,239,228,.65)}

/* ---------- Table ---------- */
.table-wrap{overflow-x:auto;border-radius:var(--radius);box-shadow:var(--shadow-md);border:1px solid var(--line-soft);background:#fff}
table.compare{width:100%;border-collapse:collapse;min-width:600px}
table.compare th,table.compare td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--line-soft);font-size:.92rem}
table.compare thead th{background:var(--grad-emerald);color:#fff;font-family:var(--serif);font-weight:600;font-size:1rem}
table.compare tbody th{font-family:var(--sans);font-weight:800;color:var(--ink-900);background:var(--cream-2)}
table.compare tbody tr:hover td{background:var(--mint)}
.badge{display:inline-block;padding:4px 12px;border-radius:100px;font-size:.7rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase}
.badge-sun{background:var(--sun-100);color:var(--sun-700)}
.badge-emerald{background:var(--emerald-100);color:var(--emerald-700)}
.badge-coral{background:var(--coral-100);color:var(--coral-700)}

/* ---------- Page hero (product pages) ---------- */
.page-hero{position:relative;padding:180px 0 90px;overflow:hidden;background:var(--grad-forest);color:#fff}
.page-hero .hero-media{position:absolute;inset:0;z-index:0}
.page-hero .hero-media video,.page-hero .hero-media img{width:100%;height:100%;object-fit:cover}
.page-hero .hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(14,36,28,.92),rgba(18,58,43,.75))}
.page-hero .inner{position:relative;z-index:2;max-width:760px}
.page-hero h1{font-size:clamp(2.3rem,5vw,3.7rem);color:#fff;margin-bottom:16px}
.page-hero p{font-size:1.16rem;color:rgba(220,239,228,.9);max-width:600px}
.breadcrumb{display:flex;gap:9px;align-items:center;font-size:.82rem;color:rgba(255,255,255,.7);margin-bottom:22px}
.breadcrumb a:hover{color:var(--sun-500)}
.breadcrumb span{opacity:.5}

/* ---------- Reveal animations ---------- */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}.reveal.d4{transition-delay:.32s}

/* ---------- Prose ---------- */
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:1.9rem;margin:40px 0 16px}
.prose p{margin-bottom:16px;color:var(--ink-700)}

/* misc */
.divider-sun{width:60px;height:4px;background:var(--grad-sunrise);border-radius:3px;margin:0 auto 26px}
.section-head.left .divider-sun{margin-left:0}
.tc{text-align:center}
.lead-success{text-align:center;animation:fadein .4s ease}
.lead-success .ls-title{font-family:var(--serif);font-size:1.25rem;color:var(--ink-900);margin-bottom:18px}
.on-dark .lead-success .ls-title{color:#fff}
.ls-btns{display:flex;flex-direction:column;gap:12px;max-width:340px;margin:0 auto}
@keyframes fadein{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}

/* ---------- Tool card / calculator ---------- */
.tool-card{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border:1px solid var(--line-soft);overflow:hidden}
.tool-head{padding:30px 34px;background:var(--grad-forest);color:#fff;display:flex;align-items:center;gap:16px}
.tool-head .th-ico{width:52px;height:52px;border-radius:16px;background:rgba(255,201,60,.18);display:grid;place-items:center;color:var(--sun-500)}
.tool-head h3{color:#fff;font-size:1.35rem;margin:0}
.tool-head p{color:rgba(220,239,228,.75);font-size:.9rem;margin:0}
.tool-body{padding:34px}
.range-wrap{margin-bottom:26px}
.range-wrap .rl{display:flex;justify-content:space-between;font-weight:800;color:var(--ink-900);margin-bottom:12px}
.range-wrap .rl b{color:var(--emerald-700);font-family:var(--serif);font-size:1.2rem}
input[type=range]{-webkit-appearance:none;width:100%;height:6px;border-radius:100px;background:var(--line);outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:var(--grad-sunrise);cursor:pointer;box-shadow:0 4px 12px rgba(255,150,60,.4);border:3px solid #fff}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--coral-600);cursor:pointer;border:3px solid #fff}
.result-box{margin-top:8px;background:var(--grad-forest);border-radius:var(--radius);padding:30px;text-align:center;color:#fff}
.result-box .rb-label{font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--sun-500);font-weight:800}
.result-box .rb-value{font-family:var(--serif);font-size:3rem;margin:8px 0;line-height:1}
.result-box .rb-sub{color:rgba(220,239,228,.75);font-size:.92rem}

/* ---------- Chips / segmented ---------- */
.chip-group{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:11px 20px;border:1.5px solid var(--line);border-radius:100px;font-weight:700;font-size:.9rem;cursor:pointer;transition:.25s;background:#fff;color:var(--ink-700);user-select:none}
.chip:hover{border-color:var(--emerald-500)}
.chip.selected{background:var(--grad-emerald);color:#fff;border-color:transparent;box-shadow:0 8px 20px rgba(14,163,110,.28)}

/* ---------- Eligibility wizard ---------- */
.elig-wizard{max-width:760px;margin:0 auto;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--line-soft);overflow:hidden}
.elig-progress{display:flex;gap:8px;padding:24px 34px 0}
.elig-dot{flex:1;height:6px;border-radius:100px;background:var(--line);transition:.4s}
.elig-dot.done{background:var(--grad-sunrise)}
.elig-step{display:none;padding:34px}
.elig-step.active{display:block;animation:fadein .4s ease}
.elig-step .step-n{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--emerald-700);font-weight:800;margin-bottom:8px}
.elig-step h3{font-size:1.7rem;margin-bottom:8px}
.elig-step .step-sub{color:var(--ink-500);margin-bottom:26px}
.elig-nav{display:flex;justify-content:space-between;margin-top:30px;gap:12px}
.elig-result{display:none;padding:40px 34px}
.elig-result.active{display:block;animation:fadein .5s ease}
.elig-result-head{text-align:center;max-width:560px;margin:0 auto}
.age-display{font-family:var(--serif);font-size:3rem;color:var(--ink-900);text-align:center;font-weight:700;margin:10px 0}
.age-display em{color:var(--coral-600);font-style:normal}

/* ---------- Accordion / FAQ ---------- */
.accordion{max-width:840px;margin:0 auto}
.acc-item{background:#fff;border:1px solid var(--line-soft);border-radius:var(--radius-sm);margin-bottom:14px;overflow:hidden;transition:box-shadow .3s}
.acc-item.open{box-shadow:var(--shadow-md);border-color:var(--sun-500)}
.acc-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:22px 26px;font-family:var(--sans);font-weight:800;font-size:1.02rem;color:var(--ink-900);display:flex;justify-content:space-between;align-items:center;gap:20px}
.acc-q .pm{flex:0 0 26px;width:26px;height:26px;border-radius:50%;background:var(--cream-2);display:grid;place-items:center;transition:.35s;color:var(--emerald-700)}
.acc-item.open .acc-q .pm{background:var(--grad-emerald);color:#fff;transform:rotate(180deg)}
.acc-a{max-height:0;overflow:hidden;transition:max-height .4s var(--ease)}
.acc-a-inner{padding:0 26px 24px;color:var(--ink-500);font-size:.97rem}

/* ---------- Pill tabs ---------- */
.pill-tabs{display:inline-flex;gap:6px;background:var(--cream-2);padding:6px;border-radius:100px;margin-bottom:36px}
.pill-tabs button{border:none;background:none;padding:11px 24px;border-radius:100px;font-family:var(--sans);font-weight:800;font-size:.92rem;color:var(--ink-500);cursor:pointer;transition:.3s}
.pill-tabs button.active{background:#fff;color:var(--ink-900);box-shadow:var(--shadow-sm)}

/* ---------- Variant cards ---------- */
.variant-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px}
.variant-card{border:1px solid var(--line-soft);border-radius:var(--radius);padding:24px;background:#fff;transition:.3s;position:relative}
.variant-card:hover{border-color:var(--sun-500);box-shadow:var(--shadow-md);transform:translateY(-4px)}
.variant-card.featured{border-color:var(--coral-500);box-shadow:var(--shadow-coral)}
.variant-card h4{font-size:1.2rem;margin-bottom:4px}
.variant-card .vprice{color:var(--emerald-700);font-weight:800;font-size:.86rem;margin-bottom:14px}
.variant-card ul{display:flex;flex-direction:column;gap:8px;margin-top:12px}
.variant-card ul li{display:flex;gap:8px;font-size:.86rem;align-items:flex-start}
.variant-card ul li svg{flex:0 0 15px;width:15px;height:15px;color:var(--emerald-600);margin-top:3px}
.variant-card .vtag{position:absolute;top:-11px;left:24px;background:var(--grad-sunrise);color:var(--ink-900);font-size:.64rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:4px 12px;border-radius:100px}

/* ---------- Value ribbon ---------- */
.value-ribbon{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.vr-item{text-align:center;padding:26px 18px;background:rgba(255,255,255,.06);border:1px solid var(--line-dark);border-radius:var(--radius)}
.vr-item .vv{font-family:var(--serif);font-size:2.1rem;color:var(--sun-500);line-height:1;font-weight:700}
.vr-item .vl{font-size:.82rem;color:rgba(220,239,228,.72);margin-top:8px}

/* ---------- Cell best / hl link ---------- */
.cell-best{color:var(--emerald-700);font-weight:800}
.hl{color:var(--coral-600);font-weight:700}

/* ---------- Play button (video teaser) ---------- */
.play-btn{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);z-index:3;width:74px;height:74px;border-radius:50%;background:rgba(255,255,255,.94);display:grid;place-items:center;cursor:pointer;transition:.3s;box-shadow:var(--shadow-md)}
.play-btn:hover{transform:translate(-50%,-50%) scale(1.08)}
.play-btn svg{width:26px;height:26px;color:var(--emerald-700);margin-left:3px}

/* ---------- Extra premium flourishes ---------- */
::selection{background:var(--sun-500);color:var(--ink-900)}
.nav-links>li>a{position:relative}
.underline-fx{background-image:linear-gradient(var(--coral-600),var(--coral-600));background-size:0% 2px;background-repeat:no-repeat;background-position:0 100%;transition:background-size .3s var(--ease)}
.underline-fx:hover{background-size:100% 2px}
.texture-dots{position:relative}
.texture-dots::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(22,36,31,.06) 1.4px,transparent 1.4px);background-size:22px 22px;pointer-events:none;opacity:.5;mask-image:linear-gradient(to bottom,transparent,black 20%,black 80%,transparent)}
.marquee-wrap{overflow:hidden;position:relative;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:14px;width:max-content;animation:marquee 30s linear infinite}
.marquee-wrap:hover .marquee-track{animation-play-state:paused}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.tilt-card{transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.tilt-card:hover{transform:translateY(-8px) rotate(-.4deg)}

/* ---------- Responsive ---------- */
@media(max-width:1024px){
  .g-4{grid-template-columns:repeat(2,1fr)}
  .g-3{grid-template-columns:repeat(2,1fr)}
  .who-row{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:36px}
  .split.reverse .split-media{order:0}
  .foot-grid{grid-template-columns:1fr 1fr;gap:34px}
  .stat-strip{grid-template-columns:repeat(2,1fr)}
  .drop{min-width:400px}
  .hero-grid{grid-template-columns:1fr;gap:50px}
  .hero-media-wrap{max-width:460px;margin:0 auto}
  .site-header{position:sticky}
}
@media(max-width:820px){
  .menu-toggle{display:flex}
  .nav-links{
    position:fixed;top:0;right:-100%;width:min(360px,86vw);height:100vh;
    background:var(--grad-forest);flex-direction:column;align-items:stretch;
    padding:100px 26px 40px;gap:4px;transition:right .4s var(--ease);z-index:1;
    box-shadow:-20px 0 60px rgba(0,0,0,.4);overflow-y:auto;
  }
  .nav-links.open{right:0}
  .nav-links>li>a{color:#fff!important;padding:15px;font-size:1.05rem;border-radius:12px}
  .nav-links>li>a:hover{background:rgba(255,255,255,.08)!important}
  .drop{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:rgba(255,255,255,.06);min-width:0;grid-template-columns:1fr;margin:6px 0;padding:8px}
  .drop .dt{color:#fff}.drop .ds{color:rgba(255,255,255,.6)}
  .drop a:hover{background:rgba(255,255,255,.08)}
  .nav-cta .btn{display:none}
  .nav-cta .btn.keep{display:inline-flex}
  body.menu-open{overflow:hidden}
  .menu-open .menu-toggle span{background:var(--ink-900)}
  .menu-open .menu-toggle span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
  .menu-open .menu-toggle span:nth-child(2){opacity:0}
  .menu-open .menu-toggle span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
}
@media(max-width:640px){
  body{font-size:16px}
  .section{padding:64px 0}
  .g-2,.g-3,.g-4{grid-template-columns:1fr}
  .who-row{grid-template-columns:1fr 1fr}
  .form-row{grid-template-columns:1fr}
  .hero{padding:120px 0 60px}
  .stat-strip{grid-template-columns:1fr 1fr}
  .cta-band{padding:44px 26px}
  .lead-panel{padding:26px}
  .foot-grid{grid-template-columns:1fr}
  .advisor-card{flex-direction:column;text-align:center;padding:30px}
  .sticker{position:static;margin-top:14px;display:inline-flex}
  .container,.container-wide{padding:0 18px}
  .value-ribbon{grid-template-columns:1fr 1fr}
  .variant-grid{grid-template-columns:1fr}
}